The wealthy focus on return. The broke focus on reward.

 

1. Money doesn’t make you disciplined—it reveals if you are.
   Big checks just put a spotlight on your habits.

2. Every dollar is a decision.
   Spend it, save it, or grow it. Your future depends on what you choose most.

3. If you can’t manage $100, you’ll never manage $1,000,000.
   Get good with the small stuff so you’re ready for the big stuff.

4. The wealthy focus on return. The broke focus on reward.
   One builds assets. The other builds regrets.