If you are overwhelmed at six figures, you will be overwhelmed at seven.
Your calendar tells the truth.
If family time is not scheduled, it does not happen.
Mule behavior destroys relationships.
Doing everything yourself eventually burns you out and pushes people away. The Magician learns to buy back time.
Systems create space for your life.
Without them, you are always catching up instead of being present.
Known as involuntary rollovers, employers who don’t want to pay administrative expenses for keeping a former employee’s 401(k) account open can simply move the money into a safe harbor IRA—a type of fund that often comes with low yields and unforeseen fees. While this only applies to accounts with $1,000 to $7,000 in them, that’s a small enough amount that some people can simply forget they have the funds and leave them to rot.
There are about 1.7 million of these accounts floating around the financial ecosystem filled with roughly $28 billion, according to the Wall Street Journal. So maybe lay off the profanity the next time your old boss calls you...it might be about forgotten money.
There's a massive opportunity right now: 82% of business owners have no life insurance agent, yet they control over $38 trillion in assets. The market is shifting, and this niche is highly underserved.
We provide the markets and support to help advisors like you serve these clients. Open to a quick chat with our owner to see if this aligns with your goals? We are looking for individuals or agencies in any of the entities shown in the image.
Larry Potter
Lgpotter33@gmail.com
If your home life is falling apart, the money will never feel like a win.
Presence is more valuable than any paycheck.
Your family remembers how you showed up, not how many hours you worked.
Time is the only thing you cannot replace.
You can rebuild money. You cannot rebuild moments that already passed.
Real freedom requires structure.
When your business depends on you for every decision, your family pays the price.
When it comes to understanding the difference between a tax credit and a tax deduction, consider these examples. A tax deduction reduces the amount of income that is subject to taxation, effectively lowering your taxable income. For instance, if you have $50,000 in income and you claim a $5,000 deduction, your taxable income drops to $45,000, resulting in a lower tax liability based on your tax bracket.
On the other hand, a tax credit directly reduces the amount of tax you owe, making it generally more beneficial than a deduction. For example, if you owe $1,000 in taxes and qualify for a $500 tax credit, your tax bill is reduced to $500. In this way, tax credits provide a dollar-for-dollar reduction in your tax obligation.
A tax deduction is an expense you can subtract from your yearly income. Deductions are taken before you calculate how much of your income is taxable. That means you should subtract any tax deductions from your income before you calculate your tax bill.
I just wanted to ask you something.
When was the last time your CPA proactively brought you a tax-saving idea?
Not when you asked.
Not at tax time.
But called you up and said, "Hey, I found a way to save you $15,000 this year."
Can't remember?
That's the problem.
They wait for you to hand them documents, then they fill out forms.
Meanwhile, you're running a business and making decisions every single day that impact your taxes:
And you're doing it all without tax guidance.
That's like driving cross-country without GPS — expensive and exhausting.
The right tax advisor doesn't wait for April.
They work with you throughout the year to minimize what you pay.
They analyze your business across all major tax categories:
Want to find out what your CPA has been missing?
“Of course women don’t work as hard as men…
They get it right the first time!”
Let’s be honest — we’ve all been there.
Men tinkering, “fixing,” re-doing, re-thinking… while women are quietly sipping their coffee because they nailed it on the first try.
Moral of the story: work smarter, not harder (and maybe listen to the women in your life a little more often).
Enjoy the laugh — you’ve earned it.
Some are drawn to side jobs because of instability in their workplace, or the perception that they may lose their income. Still others, reluctant to trust one employer to provide a steady job that lasts, are supplementing their main roles with gig work on apps such as Uber and Grubhub.
Rather than having one job that you can have for many, many years and thinking about your career progression as a linear pathway, some people are putting together multiple side hustles based on their skills and interests and making the money work by having multiple revenue streams,” said Elaine Chen, director of the Derby Entrepreneurship Center at Tufts University.
Launching a side hustle may require initial investment, and it can take a considerable amount of time before it generates income. Others can be started for under $100 and can almost see income immediately, and it just involves sending a business owner to a simple page with 3 easy questions, then we take over for you.
