Did You Miss These Tax Due Dates?

 January 15

Employers: Deposit nonpayroll withheld income tax for December 2024 if the monthly deposit rule applies.

Individuals: Pay the fourth installment of 2024 estimated taxes (Form 1040-ES) if not paying income tax through withholding or not paying sufficient income tax through withholding.

January 31

Employers: File 2024 Form W-2 (Copy A) and transmittal Form W-3 with the Social Security Administration.

Employers: File a 2024 return for federal unemployment taxes (Form 940) and pay any tax due if all the associated taxes weren’t deposited on time and in full.

Employers: Report Social Security and Medicare taxes and income tax withholding for the fourth quarter of 2024 (Form 941) if all of the associated taxes due weren’t deposited on time and in full.

Employers: Provide 2024 Form W-2 to employees.

Businesses: Provide Form 1098, Form 1099-MISC (except for those with a February 18 deadline), Form 1099-NEC and Form W-2G to recipients.

Individuals: File a 2024 income tax return (Form 1040 or Form 1040-SR) and pay the tax to avoid penalties for underpaying the January 15 installment of estimated taxes.

February 10

Employers: File a 2024 return for federal unemployment taxes (Form 940) if all associated taxes due were deposited on time and in full.

Employers: Report Social Security and Medicare taxes and income tax withholding for the fourth quarter of 2024 (Form 941) if all associated taxes due were deposited on time and in full.

Individuals: Report January tip income of $20 or more to employers (Form 4070)

Lower this year's taxes right now!!

Identify Your Silent Success Killers

 

Say ‘No’ Without Guilt: Every time you say no to what doesn’t serve you, you’re saying yes to what does.

1. Draw Hard Lines: What are your non-negotiables? Refuse to let these into your space.

2. Audit Your Energy: Write down what drains you daily. People, tasks, habits—it all counts.

Challenges to Tackle

 

1. Audit your habits. What’s one thing you’re doing daily that your future self wouldn’t waste time on?

2. Upgrade your environment. Who you surround yourself with is either pushing you forward or keeping you where you are.

3. Make one bold move. If your future self was already successful, what decision would they make today? Now go do it.

4. Stop talking like you’re “trying.” Speak, act, and think like the person who has already made it.

Uncomfortable truth

 

The Move No One Wants to Make

The uncomfortable truth?

If you want to level up, you’ll have to make some tough choices. Not everyone is meant to go with you to the next level.

And that’s where most people get stuck—choosing comfort over growth, familiarity over opportunity.

Business Tax Questions About 2025 Taxes

Right now, you may be more focused on what your business owes (or receives as a refund) when you file your 2024 tax return in April than on business tax planning for the new year. 

However, as you work through your annual tax filing, you should familiarize yourself with amounts that may have changed for 2025 due to inflation adjustments and the expiration of several Federal & state programs that expired on Dec 31, 2024 as we kept pointing out several months before.

Now is the perfect time to take 60-seconds and determine what's available for your business!!

You can immediately activate them or schedule a brief 10-minute call.

Note: We do not prepare taxes.

Discipline Over Drama

Motivation is great when it shows up, but let’s be honest—it’s flaky. 

Discipline, though? That’s the real MVP. It’s showing up when no one’s watching, putting in the work when the excitement fades, and committing to the process even when the results aren’t instant.

Big dreams need daily moves.

 

Something You Need To Know About Boundaries

 A “No” Today Protects Your Future

1. You’re not letting someone down—you’re standing up for the bigger picture.

2. 
   

3. 
   
   Boundaries Teach People How to Treat You

4. 
   When you value your time, others will too.

5. 
   

6. Every “Yes” Has a Cost

7. 
   Your energy, your time, your mental space—it’s not unlimited. Spend it wisely.

8. 
   

9. The Guilt Fades—But the Results Last

10. 
    Sure, saying no feels awkward at first. But when you start seeing what you can achieve? Game over.

What happens when you say yes to everyone?

 

Your own priorities take a backseat.

• You lose time that could be spent building YOUR vision.

• And worse—you teach people it’s okay to treat you like you don’t have limits.

THE KEY TO THE GATEKEEPER

 

IT’S ALL IN THE APPROACH, IF SOMEONE BELIEVES YOU ARE IMPORTANT, THEY WILL TREAT YOU DIFFERENTLY!

1 – Use a calm and relaxed voice. Smile and confidently greet with energy and ease! Make sure you answer any question about the nature of your call with confidence and authority.

2 – Don’t use a script! A good gatekeeper will recognize it immediately and you will be shut down. Instead, plan your talking points but leave room for improvisation. Speak slowly and articulately. The Gatekeeper will notice if you are rushing through the call.

3 – Engage the Gatekeeper, learn their name. Write it down and use it while you speak to them. Be friendly, this will result in a positive attitude from the Gatekeeper the next time you speak.

4 – Don’t give out more information than is necessary. Remember, you are not selling to the Gatekeeper. You don’t need to go into detail with them, keep it simple! Tell them who you are calling for, do not ask if the decision maker is available.

5 – Do your research, approach with familiarity of the business and of the decision maker. Use the first name of the decision maker. Make it personal! If you don’t know who the decision maker is, ask the Gatekeeper. A simple question of, “Who is in charge of…” can help immensely. Ask for the best time to call, a direct number to call, email address to follow up with, etc.

6 – Be POSITIVE, if you’re asked if he or she is expecting your call. Answer positively with, “Yes, I’ve sent information that we need to discuss.” You may want to give a sense of urgency by adding, “by the close of business.” to your positive response.

Time to Put Your Keys to Work!

One Thing That Separates the Wealthy from Everyone Else

 

The difference between those who build financial freedom and those who stay stuck isn’t luck. It’s not even how much they start with.

It’s something far simpler.

It’s about planting seeds—small, consistent moves that, over time, grow into something life-changing.

This applies to money. To skills. To business.

The problem? Most people don’t have the patience to let these seeds grow. They dismiss the small moves as “not enough” and keep waiting for some perfect opportunity that never comes.

The ones who win? They start now, even if it’s small. Even if it seems like it won’t matter.

Because when you stack enough small, smart moves over time, the results are undeniable.

If you’re ready to start planting the seeds that lead to financial freedom

Don’t let fear call the shots.

 

Turn calculated risks into life-changing wins.

• Make decisions with confidence—even when they feel scary.

• Crush the fear that’s been holding you back.

•                    Now, it can really happen!!       Leave the viewing ID# as is.

Why should I use Hashtags and Tags?

They are powerful tools for increasing visibility and engagement on social media. Here are some reasons why you should use them:

Hashtags

1. Discoverability: Hashtags make your content discoverable to a broader audience who are interested in the same topics. For example, using #TechInnovation can attract users interested in technology.

2. Categorization: They help categorize your content, making it easier for users to find posts related to specific themes or events.

3. Trending Topics: Using trending hashtags can help your content join larger conversations and reach more people.  #sustainablefinance

4. Community Engagement: Hashtags can connect you with communities and groups that share similar interests, fostering engagement and interaction.

Tags

1. Attribution: Tagging collaborators, partners, or featured individuals gives credit where it's due and can increase their willingness to share your content.

2. Expanded Reach: When you tag other users or brands, your post appears on their profiles, potentially reaching their followers as well.

3. Increased Engagement: Tagging relevant accounts can lead to more likes, comments, and shares, as the tagged accounts and their followers are more likely to engage with your content.

4. Brand Awareness: Tags help build relationships with other users and brands, increasing your visibility and credibility.

Best Practices

• Relevance: Use hashtags and tags that are relevant to your content to ensure they attract the right audience.

• Moderation: Avoid overloading your posts with too many hashtags or tags. A few well-chosen ones can be more effective.

• Research: Look for popular and trending hashtags related to your niche to maximize your reach.

Finding a niche

Not everything is suitable for a lot of businesses. “Not all businesses want a certain – there are some industries and certain-sized companies for whom your service won’t be necessary. 

Microbusinesses just don’t have that many requirements, while larger businesses always had an internal finance team.

Some need a wider range of services than other industries but usually didn’t have the capital to hire a full-time finance team. 

Once you see something in black and white it becomes much easier to see that winning the right client is more important than winning lots of clients regardless of their size/sector/needs.

Your biggest limitation—is sitting right between your ears.

 

Your mindset is either propelling you forward or holding you back. Most of us are working with broken beliefs and habits without even realizing it.

That constant self-doubt? The distraction loop that eats your time? Those quiet “what if I fail” thoughts that creep in at 2 a.m.?

Those aren’t harmless—they’re sabotaging your success.

But here’s the thing successful people know that most people overlook: You don’t need everything figured out. You just need to own your mindset!!

What separates the winners from the quitters?!?

 

1. 
   
   Action Over Perfection
   You don’t need a perfect plan—you need a starting point. Start messy. Start scared. Just start.

2. Consistency Beats Motivation
   You’re not always going to feel like it. Do it anyway. Show up daily, and the results will compound.

3. Get in the Right Vehicle
   Are you in the right business to hit your goals? If your goals feel impossible, it might be time for a pivot.

4. Think Bigger
   Whatever you’re aiming for—add a zero. Success requires stretching beyond your comfort zone.

Financial technology platform SRA Watchtower, announced today the completion of a new $4 million funding round...

...led by existing investors FINTOP Capital, JAM FINTOP, and EJF Capital. This funding round follows the successful acquisition of Lumio Insight, further supporting the company’s growth and expansion.

Funding

Degrees are nice-to-haves. Skills are must-haves.

 

The entrepreneurs building empires, the leaders making moves—they’re not waiting for permission or validation. They’re sharpening their skills, proving their value, and delivering outcomes that make people sit up and take notice.

Now here’s the kicker: The gap between where you are and where you want to be isn’t credentials—it’s capability. Fail fast, learn faster. Skills come from doing, not thinking about doing. Commit to growth. Every day is a chance to sharpen your edge. Don’t waste it. Results matter most. Nobody cares how hard you worked if you can’t deliver. Are you stuck thinking: I need more experience. I need more time. Let me stop you right there. Action creates experience. Progress takes time. But sitting still? That’s just regret waiting to happen. Every day, you’re either adding to your skillset or watching your opportunities shrink. Which will it be? Take action now We're not selling you hype, I've been with them 8 years and this is the real deal. 23 years of success, billions in backing, Massive Market Disruption, ZERO competition, instant cash, and it's user-friendly as velcro.   Don't wait for regret!!