Your morning is the thermostat for your business. If it’s chaotic, everything else will be too.
The top players don’t leave their morning to chance. They own it before the world can interrupt it.
Hustle is overrated. Structure builds legacies.
A powerful routine isn’t about doing more. It’s about doing what matters most, first.
Money isn’t about what you have—it’s about what you know. If you understand how to create value, you’ll never be broke for long.
Waiting is the enemy of wealth. If I lost everything, the first thing I’d do is take action immediately. Most people sit in fear. The winners move fast.
Your network equals your net worth. Lose everything? The fastest way to rebuild is getting in the right rooms, with the right people, offering value.
Cash flow beats savings. You don’t survive by hoarding cash—you survive by learning how to make it flow to you, no matter where you start.
Your mindset is the first thing to reset. Most people lose because they let fear and panic take over. The faster you shift to solutions, the faster you win.
Cash first, systems second. If you have nothing, your only priority is generating money fast. Sell something. Close a deal. Make it happen.
The right skills will always save you. Learn how to market, how to sell, how to negotiate—and you’ll never truly be broke.
Wealth isn’t built alone. No one wins in isolation. The right network can fast-track your comeback ten times faster than doing it solo.
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For most, this fear keeps them playing small, clinging to what they have, and avoiding risks that could change their life. |
But here’s the truth… the people who win? They aren’t afraid of losing. |
Because they know exactly what they’d do next. |
You’ve got the product vision. You’ve got the team. But suddenly, the game has changed.
VCs are sitting on dry powder—but they're not deploying. Follow-on rounds that used to close in 9–12 months are now dragging into 18+. Meanwhile, you’re staring at your monthly burn, and 70% of it is payroll.
It’s not just you. Every seed-stage CTO right now is trying to build with less and stretch cash further. Some cut engineers. Some delay roadmaps. Some take down rounds. All of those moves cost you—either in speed, morale, or equity.
But what if there’s a lever that doesn’t?
There’s a little-known IRS program that lets you turn part of your dev team’s payroll into cash refunds—yes, even if you’re pre-revenue.
It’s called the Payroll-Based R&D Credit, and it’s built for companies just like yours. If you're paying U.S.-based developers, you likely already qualify. Here's what that means in real terms:
Up to $500,000/year in refundable tax credits
Roughly 10% back on qualified dev payroll
Applied quarterly—not stuck in year-end limbo
Bonus: many states offer additional matching programs
You're literally sitting on cash that’s already been earned—most just don’t know how to claim it.
Unlike raising, there's no pitch deck. Unlike loans, there's no repayment. And unlike cutting, you don’t lose velocity.
This is about converting work you're already doing—sprint planning, code pushes, QA cycles—into working capital.
And with the right support, it’s shockingly simple. Time tracking. Sprint notes. A few financials. That’s usually all it takes to document eligibility. A specialist does the heavy lifting, you just keep building.
This strategy isn't about saving pennies. It's about buying time.
Time to retain the engineers that drive product innovation.
Time to hit feature milestones that boost ARR.
Time to raise your next round on your terms, not in panic mode.
SaaS founders using this approach are extending burn by 3–6 months—without laying off or diluting.
You might be one quick call away from reclaiming hundreds of thousands in cash. No pressure, no long forms—just a clear estimate of what your dev payroll can unlock.
[Schedule a quick call] — We’ll give you a runway extension estimate in 15 minutes.
Larry G Potter serves as your dedicated Tax Credit Implementation Specialist.
Partnering with Growth Management Group—a leader in specialized tax incentives for over 20 years—Larry G Potter helps SaaS and tech startups unlock valuable federal and state credits without disrupting operations, tying up internal staff, or slowing product development.
Contact Larry G Potter directly:
1 (847) 872-4047
Lgpotter33@gmail.com
It defines your purpose, guides decision-making and helps you connect with clients and employees.
However it’s not enough to have one story, you should have two stories, your own story and your firm’s story.
This is what it means to have your own story. This is why you are running a business and what you want to do. You have to be honest about that.
Is it that you want to grow a business to sell in five to 10 years? Gear your business to do that and understand what that needs to look like to be able to deliver it.
Most people think wealth is built in giant leaps—big deals, massive investments, sudden windfalls. |
That’s the story everyone wants to believe. But here’s the truth: |
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Instead, they master one simple habit—one that’s so small, so seemingly insignificant, that most people ignore it entirely. |
And yet, this is the very habit that turns everyday people into millionaires. |
What if I lost it all?
The people who actually create wealth? They don’t do it in one big move.